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Employee’s Options for Coverage
Eligibility
Full-time Di Pietro Trucking Co. employees who work at least 36-hours a week are eligible to enroll in the medical and/or dental insurance plan(s). Spouses and children until the age of 19 years, or 23 years old if a full-time college student, are eligible if the employee selects the additional coverage. If you do not enroll within the first 30 days of hire you may enroll if there is a qualifying event, or during open enrollment which is held in October of each year.
You may only add dependents to your health and dental insurance during initial enrollment or if one of the following events occur and you provide the HR Office with proof of a qualifying event within 30 days of the event: birth or adoption of child, marriage, divorce, or if you, your spouse or children lose coverage from another employer provided plan.
Coverage
Following acceptance of the Insurance Application, the employee's coverage becomes effective the first of the month following 60 days of employment (example: you started on Feb 16th, coverage would begin on May 1st).
Plan Designs
The Plan provides comprehensive hospital and major medical insurance coverage. Participants may choose to use a preferred provider in the network and pay lower costs for medical services, deductibles and coinsurance. If you choose to use an out-of-network provider you will be billed at the higher out-of-network rate. As a part of the health benefit, prescription drug coverage is provided through a nationwide pharmacy provider and a prescription drug card. The employee is responsible for the co-payment or coinsurance, depending on the prescription drug covered at the time of purchase.
The information provided herein regarding insurance coverage is intended as a summary only. For detailed information, please refer to the Benefits Overview which can be obtained from the HR Department.
Life Insurance and AD&D
The Di Pietro employees that participate in the medical plan are eligible for a Life Insurance policy and an AD&D policy at no extra cost.
Mike S. has 12 years
